Lendsure
LendsureDeliver Instant Credit Decisions
With Built-In Governance and Traceability

One unified layer that applies policy, records proof, and governs every credit decision.

Backed by audit-grade trust & compliance

Equal access to credit—every bank gets a fair shot, and borrowers see multiple bank offers instantly.

Key Features

  • Verification Orchestrator Layer

    Verification Orchestrator Layer

    Triggers and manages:

    • ULI, KYC
    • Document checks
    • Bureau and bank statement analysis
    • Property and partner checks
  • Loan Automation Layer

    Loan Automation Layer

    Connects every loan step and removes manual handoffs between:

    • Teams
    • Systems
    • External partners
  • Policy & Rule Engine (AI/ML)

    Policy & Rule Engine (AI/ML)

    Applies:

    • Eligibility
    • Pricing
    • LTV
    • Limits
    • Exceptions
    • Maker–checker logic
  • Single Workflow Engine

    Single Workflow Engine

    Automatically routes cases:

    • Straight-through approvals where possible
    • Manual review only where needed
  • Real-Time Status & SLA Tracker

    Real-Time Status & SLA Tracker

    Tracks:

    • Where every loan is in the journey
    • SLA breaches and escalations
    • Disbursal status
    • Repayments and closures
    • Early NPA signals
  • Risk Prediction Layer

    Risk Prediction Layer

    Records:

    • What was checked
    • What rules/models fired
    • Why a decision was made
  • Trust & Audit Layer (DLT)

    Trust & Audit Layer (DLT)

    Creates:

    • Tamper-evident evidence packs
    • Decision packets with reasons and policy version
    • Immutable audit trails
    • Maker-checker and override logs
PLATFORM OVERVIEW

End-to-End Loan Automation Layer

The execution and trust layer that makes credit processing Consistent, Automated, and Traceable

LendsurePlatform
API Orchestration

Loan Automation Layer

Connects all loan steps and removes manual handoffs

Multi-Source Integration

Verification Orchestrator

Triggers KYC, docs, bureau, bank & property checks

Event-Driven Architecture

Workflow Engine

Routes cases with straight-through processing

Rule Engine + ML

Policy & Rules Engine

Applies eligibility, pricing, LTV consistently

ML Models + AI

Risk Prediction Layer

Predicts risk with explainable AI

Stream Processing

Real-Time SLA Tracker

Tracks stage, delays, escalations & repayments

PROCESSING PIPELINE

Fully Automated Workflow

From application to repayment—executed in milliseconds

01

Application Received

IntakeAutomation

Customer submits a digital application; LendSure triggers verifications (KYC, docs, bureau, bank, property).

02

Digitalise KYC

KYCCompliance

KYC and documents are digitised with OCR + validation to ensure clean, compliant onboarding.

03

Risk Engine

FraudScoring

Fraud checks, dedupe, anomaly detection, and risk scoring run using bureau/bank/internal signals.

04

Policy Engine Evaluation

RulesGovernance

Policy rules evaluate eligibility, limits, and pricing with automated reason codes and audit trail.

05

Offers Generated

OffersPricing

Eligible loan offers are generated instantly with real-time pricing and terms.

06

Agreement

eSignControl

Loan agreements are executed digitally using eSign/eStamp with built-in compliance controls.

07

Disbursal

DisbursalValidation

Validated disbursal is triggered through straight-through processing with configurable controls.

08

Repayment And NPA Tracking

RepaymentsAlerts

Repayments are monitored with reminders, delinquency tracking, and proactive NPA early warnings.

09

Predictive Credit Signals

AlertsScoring

Turn real-time behavioral and bureau signals into proactive credit actions.

Why Borrowers Prefer LendSure

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Apply Once

Submit one digital application (no repeated forms)

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Instant Verification

KYC, documents, bureau and bank data are checked in real time.

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Multiple Bank offers Instantly

See eligible offers from multiple banks/NBFCs with real-time pricing.

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Fast Approval And Disbursal

Digital sanction and disbursal—no multi-day waiting.

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Clear Tracking

Live status updates from application to disbursal and beyond.

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Smooth repayments

Autopay setup, reminders, and payment tracking for a frictionless experience.

Lender ROI and Performance

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Shorter TAT

Automated checks and straight- through processing reduce turnaround time

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Higher conversions

Faster decisions improve approval- to-disbursal conversion

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Lower CAC

Fewer manual steps and less operational workload per loan

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Fewer fraud cases

Built-in dedupe, anomaly flags, and configurable controls before disbursal

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Stronger risk control

Policy-driven decisioning with reason codes and governance built in

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Audit-ready by default

Evidence trail for every decision, plus early warnings to manage NPAs proactively

MODULAR ARCHITECTURE

Product Modules

Composable, API-first components

Verification Hub

Unified engine for KYC, documents, bureau and bank checks

OCRVideo KYCMulti-Bureau

Decision Engine (AI/ML)

Automates eligibility, pricing, limits and approvals

ML ModelsRule EngineXAI

Analytics & Insights

Real-time dashboards and predictive analytics

Real-time AnalyticsML Insights

Trust & Audit Layer (DLT)

Tamper-proof evidence and complete audit trails

BlockchainImmutable LogsSmart Contracts

Disbursal & Repayment

Tracks disbursal, autopay, failures and early warnings

Payment OrchestrationCBDC Ready

Integrations & Connectors

Plug-and-play APIs for LOS, LMS, payments and partners

REST APIsGraphQLWebhooks
TARGET SEGMENTS

Built for the Lending Ecosystem

Banks

NBFCs

Fintech Lenders

Digital Platforms

Embedded Finance

GET STARTED

Make Credit Instant.
Automated. Trusted.

Transform your lending operations with enterprise-grade automation